Your data, walled off
Each landlord's records are isolated at the database itself using row-level security. Another landlord literally cannot query your data.
For landlords
Rent, agreements, notices — every landlord task in one place.
Rent tracked. Reminder text ready. Receipts issued. Agreements drafted. Notices prepared against selected legal sources. One calm dashboard, built for the Indian landlord who wants to spend less time chasing and more time actually living.
No credit card · landlord workspace free during early access · portal features roll out in batches
01 — Rent tracking
Who's paid, due, and overdue — at a glance.
Add your property once. KARVM creates a rent ledger every month, automatically. Every unit shows PAID, DUE, or OVERDUE — the same color code across every screen, so you know your book in one look.
When rent is due, open a polite pre-written WhatsApp reminder in one tap. You choose whether to send it. Mark a payment as received and KARVM generates the receipt for the tenant — no chasing, no screenshots, no “did you get it?”
Plot 314 · rent ledger
Rent received on 03 Jul · receipt sentPaid
Rent due in 4 days · reminder readyDue
6 days overdue · notice availableOverdue
02 — Legal, in an afternoon
Notices, agreements, replies — drafted in twenty minutes.
A rent-default notice used to mean three weeks and ₹15,000 with an advocate. KARVM drafts the first version in twenty minutes, cite-checked against your state's rent-control act. Your advocate reviews it in half an hour instead of writing it from scratch.
Every draft is a draft for your review. KARVM never files, sends, or serves anything on your behalf. Allegations stay framed as allegations. Nothing overreaches. You (and your advocate) sign off before anything leaves your account.
Notice draft
Rent default notice
Karnataka Rent Act §§27, 21(2)(a). Ready for advocate review.
Notice draft
Notice to quit
Transfer of Property Act §106 — 15-day notice period, monthly tenancy.
Notice draft
Nuisance notice
Grounded in tenancy conduct clauses. Facts stay disputed until court finds otherwise.
03 — Agreements
Court-format agreements, with e-stamp guidance.
Enter the tenancy details once. KARVM generates a complete rental-agreement draft using state-aware templates and legal source notes. You remain responsible for checking stamp duty, registration, witnesses, and local enforceability before signing.
Print it on e-stamp paper. Sign with two witnesses. Upload the signed copy back to KARVM. The record now exists in one place, forever — with a renewal alert 30, 15, and 3 days before the term ends.
Agreement
July 2026 agreement
18-month term · renewal alert set · both parties signed · uploaded 03 Jul
RENEWS IN 149 DAYS
04 — Utility split
Every unit's bill, the math shown.
Enter or photograph the meter reading. KARVM splits the bill across units by consumption at your configured per-unit rate. The landlord ledger keeps units consumed, per-unit rate, fixed charges, and total together. The matching tenant view is rolling out during early access.
Nobody has to trust anybody else's arithmetic. That's where trust used to die.
July · electricity split
2nd Floor · Vivek M.
128 units @ ₹6.50 · fixed ₹92
₹832.00
1st Floor · Anita R.
44 units @ ₹6.50 · fixed ₹92
₹286.00
Ground · Ramesh K.
60 units @ ₹6.50 · fixed ₹92
₹390.00
Bills shared with each tenant · both sides see the same math.
05 — Trust & safety
Safer defaults, clear boundaries, built in India.
Aadhaar masked in the app
Aadhaar numbers are kept in the encrypted data layer and masked on application screens. Full numbers are injected only into generated legal documents when supplied.
Start the next rent cycle on KARVM.
Add your property, invite your tenant, and stop chasing. Free during early access.